Our services include advice on the distinct St. James's Place approach to investment management, risk managed portfolio construction, investment and estate planning, as well as the establishment of both onshore and offshore trusts and trustee investment structures, retirement planning, income strategies and tax efficient investment planning. 

Whilst everyone’s needs and requirements are different, examples of some frequently considered objectives are:

• To maintain financial security and minimise administration. 
• Creating a financial plan that sees you through the different life stages - to enable access to tax effective income and capital, if and when required. 
• To consider risk management in terms of an investment management approach (IMA) and related aspects of liquidity/accessibility.
• The potential reduction of exposure to Inheritance tax (IHT) and the opportunity to pass on wealth to the next and following generations.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any Tax relief depends on individual circumstances.

Trusts are not regulated by the Financial Conduct Authority.